Empowering Health: Resources and Insights from the Minnesota Council of Health Plans

The Minnesota Council of Health Plans regularly develops materials and resources to help inform key stakeholders on the health care topics on the minds of Minnesotans.

Use the search tool below to find resources by keyword, topic or content type. Or, click on a topic to take a closer look on that issue.

Understanding Key Health Insurance Issues

Reinsurance is a program that pays a portion of high-cost medical bills — costs that are otherwise built into monthly premiums.

Prior authorization ensures plans have the management tools needed to improve health care outcomes and control costs.

Managed care is the preferred delivery system for Medicaid programs in the United States, representing 72% of all Medicaid enrollees nationwide.

The increase in drug spending is the result of two important trends: the rise of specialty medications and the repricing of other drugs.

The basic idea of paying a little extra to help people get care has worked for decades. It’s a court-tested approach that enables Minnesota to consistently rank as one of the healthiest states in the nation.

To understand why health insurance is so expensive, it helps to know that health insurance premiums pay for medical care. Our premiums are so expensive because care is so expensive.

When we pay our health insurance premiums, we expect our money to pay for medical care. So why do Minnesota’s health insurers set aside some of the premiums we pay? The answer is simple. Insurers need to save a portion of our premiums to make sure our medical bills will always be paid, even when times are tough.

FAQs

Premiums are more expensive when care is more expensive. And unfortunately, that’s pretty much every year. Last year, Council member companies paid on average $877 every second for medical bills. Just a few years, ago medical bills were $600 a second. For all people with insurance through Council member companies, medical bills totaled nearly $28 billion in 2018.

Minnesota’s nonprofit health plans have a renewed focus on equity, creating a number of initiatives that will support Minnesotans in their health care journey. A recent edition of Minnesota Physician highlights several equity programs, along with the people who helped bring those initiatives to life.

One of the key takeaways from the Vaccine Equity Partnership with the State of Minnesota was the value in aligning communication and resources. There is also opportunity to use this partnership to address the social drivers of health to bring about better health outcomes for under-resourced communities, wrote Minnesota Council of Health Plans CEO Lucas Nesse in Minnesota Physician.

One of the key takeaways from the Vaccine Equity Partnership with the State of Minnesota was the value in aligning communication and resources. There is also opportunity to use this partnership to address the social drivers of health to bring about better health outcomes for under-resourced communities, wrote Minnesota Council of Health Plans CEO Lucas Nesse in Minnesota Physician.

One of the key takeaways from the Vaccine Equity Partnership with the State of Minnesota was the value in aligning communication and resources. There is also opportunity to use this partnership to address the social drivers of health to bring about better health outcomes for under-resourced communities, wrote Minnesota Council of Health Plans CEO Lucas Nesse in Minnesota Physician.

One of the key takeaways from the Vaccine Equity Partnership with the State of Minnesota was the value in aligning communication and resources. There is also opportunity to use this partnership to address the social drivers of health to bring about better health outcomes for under-resourced communities, wrote Minnesota Council of Health Plans CEO Lucas Nesse in Minnesota Physician.

One of the key takeaways from the Vaccine Equity Partnership with the State of Minnesota was the value in aligning communication and resources. There is also opportunity to use this partnership to address the social drivers of health to bring about better health outcomes for under-resourced communities, wrote Minnesota Council of Health Plans CEO Lucas Nesse in Minnesota Physician.

One of the key takeaways from the Vaccine Equity Partnership with the State of Minnesota was the value in aligning communication and resources. There is also opportunity to use this partnership to address the social drivers of health to bring about better health outcomes for under-resourced communities, wrote Minnesota Council of Health Plans CEO Lucas Nesse in Minnesota Physician.

One of the key takeaways from the Vaccine Equity Partnership with the State of Minnesota was the value in aligning communication and resources. There is also opportunity to use this partnership to address the social drivers of health to bring about better health outcomes for under-resourced communities, wrote Minnesota Council of Health Plans CEO Lucas Nesse in Minnesota Physician.

One of the key takeaways from the Vaccine Equity Partnership with the State of Minnesota was the value in aligning communication and resources. There is also opportunity to use this partnership to address the social drivers of health to bring about better health outcomes for under-resourced communities, wrote Minnesota Council of Health Plans CEO Lucas Nesse in Minnesota Physician.