From Nov. 1 to Dec. 15, Minnesotans who buy their own health insurance can sign up for policies that start Jan. 1, 2019. If you wait until after Dec. 15, the policy doesn’t start until Feb. 1, 2019.
This year about 155,000 Minnesotans bought their own insurance, either directly from a health insurer, through MNsure or with the help of a broker or agent. At MNsure.org, Minnesotans can see if they can get federal help paying premiums each month, compare policies side-by-side and estimate out-of-pocket costs. People who have a policy right now can check to see if their 2018 plan will be available in 2019. If you have questions, call the number on the back of your insurance card.
Open enrollment end Jan. 13, 2019. If you don’t sign up before then, you have to wait until November 2019 to sign up. There are some exceptions where some people could qualify to sign up outside of open enrollment.