Buy your own health insurance now

Minnesotans who don’t get their health insurance through work or a public program like Medicare or MinnesotaCare can sign up now to get care in 2018.

If you want to start getting care Jan., 1, 2018, you have to sign up by Dec. 20, 2017.

You can find out more about your options and buy a policy three ways:

  1. Talk to a local insurance broker or assister and get free help.
  2. Compare what’s available through MNsure. If you quality for federal help paying your premiums each month, you must sign up through MNsure to get that help.
  3. Contact companies directly to ask questions, Blue Cross and Blue Shield of Minnesota, HealthPartners, Medica, PreferredOne and UCare. Medica and UCare policies may only be bought on MNsure.


Open enrollment for people who buy their own insurance ends Jan. 14, 2018.

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Statement on President Trump’s CSR announcement

“The Administration has been threatening this since it took office. Most insurers and regulators figured it was going to happen and have done what we can to plan for it this year.

Locally, the damage is different than the rest of the country. But it creates problems in the future. Here, it means legislators don’t really know how much money in the future will be available to fund MinnesotaCare. And it means another broken federal promise to people to who buy their own insurance.

Bottom line, in the future people most in need of help are going to be hurt.”

—Jim Schowalter, President, Minnesota Council of Health Plans



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Dear Acting Secretary Wright and Secretary Mnuchin

Minnesotans should not be punished for our innovative work that helps simplify the complex health care system so people get care.

PDF of Council letter regarding MinnesotaCare funding

Dear Acting Secretary Wright and Secretary Mnuchin:

More than 100,000 working, poor Minnesotans rely on MinnesotaCare, our state’s Basic Health Plan, to get the medical care they need. Recent decisions by the federal government put MinnesotaCare’s future funding at risk.

Echoing the statements of others across out state, my organization, along with our member health insurers, join community organizations and elected officials in asking you to reconsider the decision that reduces MinnesotaCare funding with the approval of our state’s 1332 reinsurance program waiver. These programs are both essential components of our state’s strategic work to help ensure Minnesotans get care. MinnesotaCare is a valuable pathway between Medicaid and private insurance, easing transitions and helping ensure consistent care for individuals and families.
Throughout the development and negotiation of the state’s 1332 waiver application, there was an expectation that MinnesotaCare funding would be maintained as is. We have been told the Centers for Medicare & Medicaid Services and the Department of Treasury assured the state the waiver application met all requirements to keep MinnesotaCare funding intact.

Minnesotans should not be punished for our innovative work that helps simplify the complex health care system so people get care. Our new state-based reinsurance program and decades old MinnesotaCare reflect this commitment to innovation. We respectfully request you support this important work by maintaining the MinnesotaCare BHP funding in the 1332 reinsurance waiver approval.

The problem of rising medical bills is too complex to address without strong partnerships. We believe that our waiver can lower the cost of insurance and we are asking you to support it in partnership with the State, its insurers, and the many Minnesotans that buy insurance on their own.


James Schowalter

President & CEO

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